Inside Insurance: Our BlogKeeping you informed.
Davis & Towle has a longstanding tradition of providing straightforward insight into our industry.
We have created an environment where the conversation is candid and transparency is paramount; a place where you can feel safe. Our blog, Inside Insurance, sheds light on the many aspects of protecting you, your family, and your investments.
Understanding Your Workers Compensation Premium READ PART A HERE PART B: Experience Mod Factor A quick review: We now know that class codes are used across the insurance industry to categorize different jobs by the risk of the work performed by employees. Class...read more
WHEN A GUEST DAMAGES YOUR HOME: Expectations and Reality Who Should Pay for Property Damage? Framing the Situation Part of the benefit of being a homeowner is being able to entertain friends, family and other guests. But what happens when something goes wrong and a...read more
Written By: Jeff Reardon, AAI Commercial Account Executive ________Have you ever looked at your worker's compensation bill and wondered, "How did they come up with this price!?” Well to answer your question, it's basically calculated using a three-part formula....read more
A PARENTS GUIDE TO INSURANCE COVERAGE AT COLLEGE Insurance coverage for college: 101 This is the time of year I often receive questions about the coverages needed to protect students who are away at school. These requests are common for parents sending their children...read more
Preparing your Restaurant for Health Inspections Health inspections should be an opportunity for your restaurant to shine. Here's how to make that happen. As a restaurant owner, you have the power to give people a place to take a break from the responsibilities of...read more
What's your reason to give back to New Hampshire? When we help others, we often feel intrinsically satisfied. A 2008 study by Harvard Business School professor, Michael Norton, found that giving money to someone else lifted participants’ happiness more than spending...read more
Co-operative Insurance Companies Wins ValChoice Award for Number One Best Value in New Hampshire and Vermont
October 4, 2017 Co-operative Insurance Companies Wins ValChoice Award for Number One Best Value in New Hampshire and Vermont Award Recognizes Co-operative Insurance Companies Excellence in Service, Claims Handling and Value MIDDLEBURY, VT – October 4, 2017 –...read more
1. Amp up your entryway storage Prepare your home for the overflow of boots, jackets, gloves, scarfs, window scrapers, shovels, more jackets and wet socks. Add storage for organization to make getting ready and returning home a safer and easier process. Here are some...read more
Why It Matters... All employers should strive to keep their employees as safe as possible, and it also makes the most sense for the health of your business. Studies indicate that properly designed, implemented and integrated safety programs lead to a return on...read more
For the businesses we insure, quality customer service often translates into growth and stability. Poor service structure, on the flip side, yields unsatisfied customers that can damage the business' reputation, deter growth and potentially bring rise to lawsuits and...read more
Disclaimer: Informational statements regarding insurance coverage are for general description purposes only. Our content is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or their insurance professional and consult the actual policy for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.